Owner's Title Insurance will protect you against these hidden risks which would not be disclosed by even the most meticulous search of public records.

1. Forgery.
2. Fraud in connection with the execution.
3. Undue influence on a grantor or executor.
4. False personation by those purporting to be owners of the property.
5. Incorrect representation of marital status of grantors.
6. Undisclosed or missing heirs.
7. Wills not properly probated.
8. Mistaken interpretation of wills and trusts.
9. Mental incompetence of grantors.
10. Conveyance by a minor.
11. Birth of heirs subsequent to the date of a will.
12. Inadequate surveys.
13. Incorrect legal descriptions.

Unsatisfied claims not shown on the record
15. Non-delivery of deeds.
16. Deeds executed under expired or false powers of attorney.
17. Confusion due to similar or identical names.
18. Dower or curtesy rights of ex-posure, or former owners.
19. Incorrect indexing.
20. Clerical errors in recording legal documents.
21. Delivery of deeds after the death of a grantor.